At the click of your mouse, the Internet goes awry and you suddenly have access to the inner sanctum of the Industrial and Commercial Bank of China, the world’s largest banking institution.

You realize you have complete online access to unlimited funds, sitting in what appear to be dormant accounts. You just have to plug in your own bank account information, tap in any sum, and it will be instantly transferred. You know the money could not be traced and no one will ever question where your fortune came from.

Within the day, you could be living life in some exotic safe haven, with all the money in the world stuffed in an offshore account.